MyCheckFree.com = no missed utility payments!

Hopefully everyone knows they should avoid making late payments because they often result in late fees (the short-term impact) and lowering of credit scores (the long-term impact). I’ll leave that lecture to the financial experts. But here is an easy tip on how to follow that advice.

There is one Web site that can help you avoid making late payments on several of your utility bills. MyCheckFree is a site that allows a person to establish an account, to determine which companies can be paid through the site, and to receive emails about bills that are now available for payment. Since this site is independent of those companies, you will still receive paper statements in the mail, but you now have the convenience of seeing and saving those bills electronically.

Once a bill is posted, you log in and set up your payment. You can pay it immediately (it takes a day or two to post) or have it paid on the due date.

The best part about this service‚ it is FREE!